See the plan agreement for coverage details, including service fees, limitations and exclusions. Coverage limits and charges for non-covered items may apply.


A home warranty is a year-long, renewable home warranty plan that covers home systems and appliances when they stop working due to normal wear and tear — like your air conditioning system, refrigerator, water heater, and washer and dryer. What is covered in a home warranty can be adjusted according to your needs and budget — at AHS, we offer home warranty coverage in a variety of tiers to suit you.

See the plan agreement for coverage details, including service fees, limitations and exclusions. Coverage limits and charges for non-covered items may apply.

The price of a home warranty depends on a few factors, such as the level of coverage and add-ons you need for your home, the size of your home, and the Service Fee you select. At American Home Shield, a basic plan begins with an affordable price. See plans for more information. 

The cheapest home warranty American Home Shield offers is the ShieldSilver plan. Starting at $39.99 per month, ShieldSilver covers 14 major systems that fall under heating and cooling, electrical, and plumbing systems. For more information on all our plans, head to the compare plans page.

On average, home warranties cost from $500 to $700 per year, in payments of between $40 and $60 per month. Industry-standard service fees range from $75 to $125. The average premium will vary between a basic plan and larger options with increased coverage. Sources: 1, 2.

We have 3 plans with multiple add-ons so you can customize your plan depending on your and your family's needs. From a basic plan to our more comprehensive coverage options, our mission is to cater to everyone. 

For example, having an add-on that covers the electronics in your house might be especially relevant if you're currently working from home, but you would not need protection for pools and built-in spa equipment if you don't have one. We offer the flexibility to create your own plan so it fits your unique needs and budget.

The standard home warranty service contract for most home warranty companies is one year.

You can start requesting service 30 days after you buy your warranty. If you purchased or were given a home warranty during a real estate transaction, your coverage starts from the day of closing.

Our home warranties are tailored so you can cover the home systems and appliances that match your needs. All standard plans cover normal wear and tear, major repairs,  and replacements of covered appliances and systems. For that extra level of protection,  our Shield Platinum plan covers additional systems and appliances while also allowing you to save money on your Service Fee.

Home warranties are generally not tax-deductible unless they are used for business purposes. We recommend you speak to a tax professional if a home warranty provider is something you wish to deduct from your personal tax declaration.

Everyone's home is filled with different things that they use with different degrees of frequency. As a leading home warranty company, it is in our best interests to offer our customers customizable coverage according to what they need it for the most. From major appliances and major home systems, our home warranty covers a broad range of indoor and outdoor items. Some of the common systems and appliances that we cover in our plans include:

Major appliances like built-in microwaves, ovens, refrigerators, dishwashers, garbage disposals, instant hot/cold water dispensers, washers, and dryers.

Major home systems like ceiling fans, air conditioning, doorbells, garage door openers, your electrical system, and interior plumbing lines.

Additional coverage for some personal belongings like electronics, pools & built-in spa equipment, guest units, septic pumps, and well pumps. For more coverage options, visit our plans page for more information. 

We get it — there are many home warranty companies out there, so you want to make sure that you are getting the best deal for what you're paying. The home warranty industry can be challenging to navigate and filled with confusing fine print, meager coverage limits, and unfulfilled promises — but we are not your typical home warranty provider.

AHS is an established company committed to providing both home buyers and real estate professionals with affordable and transparent home warranties. We offer multiple plans that have been carefully crafted to ensure that our members get the bits that they need (and can ditch the bits they don't).

If you want a manageable monthly premium, clear information about what is included in your home warranty cost, and good old-fashioned reliable service, we're the home warranty company for you.

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New Jersey Residents: The product being offered is a service contract and is separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer.